London & St. Thomas Real Estate Blog

Straight-talk guides on buying, selling, and living in London, St. Thomas, and the Kitchener-Waterloo-Cambridge triangle.

Market Update

Waterloo Region Housing Market Statistics: August 2026

Waterloo Region has two housing markets right now, and they are moving in opposite directions. Single-family sales held flat at 2.8 months of supply while townhouse and condo sales fell 28.2 percent.

September 9, 2026
Buying

Buying a Condo or Townhouse in London & St. Thomas (2026)

Condo and townhouse buyers take on something freehold buyers never do: a share of somebody else's budget. Here is how to read it before you commit.

September 8, 2026
Neighbourhoods

Living in Byron, London: A Buyer's Guide

Byron is where a lot of London families move to and then never leave. Here is who it actually suits, what the housing stock looks like, and the trade-offs worth knowing before you buy in.

September 5, 2026
Market Update

Buyers vs Sellers in September — Where the 5 Markets Stand

KW, Cambridge and London board data is still July's — but a Cambridge pocket's price rose while it fell to dead last on its own growth leaderboard.

September 4, 2026
First-Time Buyers

Renting vs. Buying in London, Ontario (2026)

Most renters in London have never actually checked what they would qualify for. Here is how the decision really works, and the programs that change the maths.

September 3, 2026
Selling

What Is My Home Worth? Why Online Estimates Miss in London & St. Thomas

Every homeowner has looked their address up online and half-suspects the number is wrong. Here is what those tools can and cannot see, and what a real evaluation adds.

September 2, 2026
Local Area

Kitchener, Neighbourhood by Neighbourhood: September 1 Update

Rosemount just did something rare — both its houses and condos gained value in the same month. Plus Pioneer Park and Centreville round out this issue's Kitchener read.

September 1, 2026
Local Area

Waterloo, Neighbourhood by Neighbourhood: September 1 Update

Clair Hills' condo market looks like it's crashing on paper — until you see the predicted value already climbing back above the recent average.

September 1, 2026
Local Area

Cambridge, Neighbourhood by Neighbourhood: September 1 Update

East Galt's price rose 0.20% and still fell to dead last on Cambridge's growth leaderboard — proof a rising price isn't a strengthening position.

September 1, 2026
Local Area

London, Neighbourhood by Neighbourhood: September 1 Update

Argyle's condo market is ranked 5th of 39 London neighbourhoods for growth — a sleeper most buyers haven't heard mentioned yet.

September 1, 2026
Local Area

St. Thomas, Neighbourhood by Neighbourhood: September 1 Update

Stepping away from the VW PowerCo hiring wave to the resale side of St. Thomas — Lynhurst, Downtown/Old South and Shaw Valley, where the plant story isn't the whole picture.

September 1, 2026
Community

Fall in London & St. Thomas: Festivals, Farms and Family Events (2026)

Pumpkin trains, the world's second-largest Oktoberfest, and the best fall weekends across London, St. Thomas and the Kitchener-Waterloo-Cambridge triangle — a local's list.

August 31, 2026
Buying

Andy's VIP Buyer Home Warranty: What's Covered and Why It's Worth $15,000

My VIP buyer clients get a one-year Home Systems & Appliance Breakdown Warranty with premium coverage up to $15,000, on me — no cost to you. Here's exactly what's covered, what it costs to make a claim, and how it's different from a new-build warranty.

August 28, 2026
About Andy

Who Is the Best Real Estate Agent in London & St. Thomas, Ontario?

Who's the best real estate agent in London & St. Thomas, Ontario? Here's a straight, evidence-based answer — local coverage across five markets, an 18-month Buyer Protection Guarantee with a VIP Buyer Home Warranty worth up to $15,000, and the track record behind it.

August 24, 2026
Selling

How to Price Your Home to Sell in London, Ontario (2026 Pricing Guide)

London's a balanced market now, not the 2021 free-for-all — so "list high and see what happens" backfires more often than it works. Here's the evidence-based process I actually use to price a home right.

August 21, 2026
Development & Growth

St. Thomas Gigafactory Impact 2026: Property Taxes, Jobs & Housing Supply Data

PowerCo's 3,000-job gigafactory starts production in 2027. St. Thomas municipal taxes rise 6.1% in 2026. Central Elgin is building 3,500 homes on 370 acres. The 2026 numbers, in tables.

August 17, 2026
Neighbourhoods

Old North vs. Woodfield vs. Wortley Village: A London Guide

Three of London's most-searched character neighbourhoods, compared head-to-head — housing stock, price positioning, walkability, and who each one actually suits.

August 14, 2026
Buying

Buying New Construction in London & St. Thomas vs. Resale

New construction feels simpler than resale — pick a lot, pick a package, sign at the sales centre. It isn't. Here's what actually changes with deposits, closing dates, contracts and warranty coverage, and the one thing most new-build buyers don't know before they walk into a sales office alone.

August 11, 2026
Buying

Power of Sale Properties in London & St. Thomas: How They Work

Power of sale isn't foreclosure, and it isn't automatically a horror story. Here's how the process actually works in Ontario, what to watch for, and when one can be a genuinely good buy.

August 7, 2026
Downsizing

Downsizing in London & St. Thomas: A Practical Guide

Selling the family home and moving into something smaller is as much a logistical challenge as a financial one. Here's how to plan it properly in London and St. Thomas.

July 25, 2026
First-Time Buyers

First-Time Home Buyer's Guide to London & St. Thomas

Down payments, pre-approval, land transfer tax rebates, and which London and St. Thomas neighbourhoods actually fit a first-time budget.

July 18, 2026
Downsizing

Downsizing in Kitchener-Waterloo: A Practical Guide

Selling the family home and moving into something smaller is as much a logistical challenge as a financial one. Here's how to plan it properly.

July 11, 2026
Selling

How to Stage Your Home for Sale in Kitchener-Waterloo

Staging isn't decorating. It's about helping a buyer picture their own life in your home — here's how to do it room by room without overspending.

July 4, 2026
Local Area

London South vs. St. Thomas, Ontario: Which Should You Buy In?

Both areas are booming right now for very different reasons. Here's how to think about which one actually fits how you live.

July 1, 2026
First-Time Buyers

First-Time Home Buyer's Guide to Kitchener-Waterloo

Down payments, pre-approval, land transfer tax rebates, and which Kitchener-Waterloo neighbourhoods actually fit a first-time budget.

June 28, 2026
First-Time Buyers

Down Payment Assistance Programs in Ontario (2026)

FHSA, the Home Buyers' Plan, the Ontario land transfer tax refund, and forgivable municipal down payment loans in London-Middlesex, Waterloo Region and St. Thomas-Elgin — what each one actually offers, and whether you can combine them.

June 24, 2026
Buying

How to Choose the Right Real Estate Agent: 7 Red Flags

The wrong agent doesn't usually announce themselves — they show up as a handful of specific warning signs. Here are the seven worth watching for before you sign with anyone, and the questions that expose each one.

June 21, 2026
Selling

6 Biggest Mistakes Sellers Make When Selling Their Home

Selling is one of the biggest financial transactions most people make. Here are the six mistakes that quietly cost sellers the most money and time.

June 17, 2026
Neighbourhoods

Best Neighbourhoods to Buy in London, St. Thomas & KWC (2026)

Nine neighbourhoods across London, St. Thomas and the Kitchener-Waterloo-Cambridge triangle worth a serious look in 2026 — picked for value, growth trajectory and who each one actually suits, not a generic city-wide list.

June 14, 2026
Buying

10 Common Homebuyer Mistakes in London & St. Thomas

Buying a home is exciting, but the same handful of mistakes cost buyers thousands every year across London, St. Thomas and the Kitchener-Waterloo-Cambridge triangle. Here's the full list, why each one actually costs you, and how to avoid it.

June 11, 2026
Buying

Understanding Closing Costs in Ontario: A Buyer's Checklist

Your down payment isn't the only cash you'll need on closing day. Here's every cost Ontario buyers should budget for, and roughly how much to set aside.

June 7, 2026
Selling

Curb Appeal Checklist: 10 Weekend Fixes That Help Homes Sell Faster

Buyers decide how they feel about a home before they're out of the car. Here are ten weekend-sized fixes that make the biggest difference to that first impression.

June 4, 2026
First-Time Buyers

The Ultimate First-Time Home Buyer's Guide (2026)

Every step of buying your first home in Ontario, in order — qualifying, credit, down payment tiers, the 2026 stress test math, closing costs, and where to actually look across Southwestern Ontario.

May 31, 2026
Local Area

Preston vs. Hespeler vs. Galt: A Cambridge, Ontario Buyer's Guide

Three historic cores, three very different vibes. Here's how Cambridge's original towns compare for buyers deciding where to put down roots.

May 28, 2026
Buying

Moving Before September: A Family's Buying Timeline for Kitchener-Waterloo

Want to be unpacked before the first day of school? Here's the realistic week-by-week timeline for buying a home in Kitchener-Waterloo without the last-minute scramble.

May 25, 2026
Selling

Why June Is Peak Selling Season in London & St. Thomas (And How to Use It)

Listings peak, buyers are motivated, and days-on-market shrink. Here's how to actually take advantage of the year's busiest month instead of just riding it.

May 21, 2026
Divorce & Real Estate

The Matrimonial Home in Ontario: What to Know Before Listing

The matrimonial home follows different rules from any other asset in an Ontario separation. Here's what those rules mean in practice, and why it's worth understanding before you list.

May 18, 2026
Divorce & Real Estate

Buying a Home After Divorce in London & St. Thomas

Buying on one income after a separation is a different exercise from buying as a couple. Here's what changes, and how to approach it across London, St. Thomas and the Kitchener-Waterloo-Cambridge triangle.

May 15, 2026
Divorce & Real Estate

Patience and Flexibility: The Two Qualities That Decide How a Divorce Sale Goes

The difference between a separation sale that goes smoothly and one that turns costly usually comes down to two things neither spouse can buy — patience with the process, and flexibility on the details that don't actually matter.

May 11, 2026
Divorce & Real Estate

Why Your Real Estate Agent Should Have Experience With Divorcing Couples

Selling a home during a separation is a different job from an ordinary listing. Here's what experienced agents actually do differently, and the questions worth asking before you pick one.

May 8, 2026
Divorce & Real Estate

How to Navigate a Divorce Home Sale: A Step-by-Step Guide

From the first conversation to closing day, here's the order things actually happen in an Ontario divorce home sale, and the decisions worth making early rather than under pressure later.

May 4, 2026
Divorce & Real Estate

Selling Your Home During a Divorce: A Guide for London, St. Thomas & KWC Couples

Divorce is hard enough without the house becoming another battleground. Here's how a home sale actually works during a separation across London, St. Thomas and the Kitchener-Waterloo-Cambridge triangle, and what to settle before it ever hits the market.

May 1, 2026